Smart Spending Starts Here
The Health Advantage Teen Spending Account is designed just for teens age 13 to 17. It’s more than just a checking account—it’s a hands-on way to build real-world money management skills that will last a lifetime.
With a free debit card, access to eBanking, and no minimum balance required, teens can learn how to manage their own spending while gaining financial confidence along the way.
Set the foundation for financial independence
Whether it's managing a part-time job paycheck, budgeting for everyday expenses, or learning how to track spending online, this account encourages good habits from the start.
Teen Spending Account benefits:
- For youth age 13–17
- Requires a parent or guardian joint owner
- No minimum balance required
- Unlimited ATM/Debit Card transactions at Health Advantage ATMs
- 6 free ATM withdrawals per month at non-Health Advantage Credit Union ATMs
- Free eBanking and eStatements
- Convenient debit card access for everyday spending
Teens can monitor their balance, view transactions, and learn how to budget—all from the palm of their hand. And with built-in controls and shared access, parents can stay connected and involved as needed.
At Health Advantage Credit Union, we believe in helping young members build a healthy financial future. That starts with real experience, useful tools, and support from a credit union that cares.
Ready to open an account?
Empower your teen with the tools they need to succeed. Open a Teen Spending Account today and give them a strong start toward financial independence.
Schedule an Appointment to Open an Account
Some products may require joint ownership with a parent or guardian that has established credit. Health Advantage Federal Credit Union does not knowingly collect, nor is our web site designed or directed to use personal information from children under the age of 13 without containing verifiable consent from their parents. We do offer a "Youth" section on our web site that children can access external links to other sites that are age-appropriate. Should a child choose to submit information or questions to us, we would only use that information to respond directly to that child, seek parental consent or provide parental notice. No information would be stored.
