Motorcycle Loans
90 Days No Payment2
Whether you’re cruising scenic highways, commuting with ease, or enjoying weekend rides, the right motorcycle deserves the right financing. Health Advantage Credit Union offers motorcycle loans designed to be affordable, straightforward, and built around real-life budgets.
From first-time riders to experienced enthusiasts, we make financing simple with local decisions, personal guidance, and a process that helps you feel confident about your payment and your purchase.
Flexible, affordable payment options, and quick decisions
Looking for features that work for you? Our motorcycle loans are structured with real riders in mind. That means terms that make sense, options that support your budget, and a team that understands what it means to value your time and your ride.
- Low Rates
- Low competitive rates and a variety of repayment terms that align with your budget and riding plans
- Low cost life & disability insurance
- Add optional life or disability coverage for added peace of mind during your repayment period
- No prepayment penalty
- If you want to pay off your loan early, you can do so without any extra fees or restrictions
- Fast, friendly service
- We keep the process simple and efficient so you can focus on finding the right motorcycle
- Blue Book Prices
- We use trusted vehicle values to determine fair loan amounts for both new and used motorcycles
Looking to Switch?
If you're currently paying on a motorcycle loan through another lender, it might be a good time to consider switching. Refinancing could help you lower your monthly payment or adjust your loan term to better align with your current goals. Our team is happy to review your options and help you make an informed decision.
Serving Our Local Communities
As the largest healthcare credit union in the state of Michigan, we proudly serve members across the Great Lakes Bay Region, including Saginaw, Bay City, Midland, and the surrounding areas. With a focus on personal service and community values, we’re here to support your next adventure.
1APR = Annual Percentage Rate. Rates, terms and conditions vary based on each member’s creditworthiness, underwriting standards and collateral conditions. All loans are subject to credit approval. The estimated monthly payment per $1,000 borrowed at 4.65% APR for a term of 60 months would require 60 monthly payments of $18.86 based on 90 days to first payment.
2HAFCU is offering no payment due up to 90 days after the origination of a new approved auto, motorcycle or recreational vehicle loan. Interest will start to accrue from the date the loan is originated. Existing auto loans with HAFCU are not eligible for the 90-day no payment offer.
Dealer financed loans are not eligible for the 90-day no payment offer. Offer available to eligible loan applications approved between April 1, 2026 and June 30, 2026. Rates, terms, and conditions vary based on each member’s creditworthiness, underwriting standards, and collateral conditions. All loans are subject to credit approval. All credit union loan offers, programs, rates, terms, and conditions are subject to change at any time without notice. Other restrictions may apply. Call the credit union for full details at 989-791-7070 ext. 3501.
