When you finance your new or used motorcycle you can count on lower, flexible payments!

Motorcycle Loans
Get ready to ride
Health Advantage Credit Union offers motorcycle loans built for riders ready to explore. Whether you’re purchasing a brand-new motorcycle or looking for a reliable 'new-to-you' used model, we provide flexible terms and a straightforward application process designed to get you riding without delay.
Flexible, affordable payment options, and quick decisions
Looking for features that work for you? Our motorcycle loans are structured with real riders in mind. That means terms that make sense, options that support your budget, and a team that understands what it means to value your time and your ride.
- Low Rates
- Low competitive rates and a variety of repayment terms that align with your budget and riding plans
- Low cost life & disability insurance
- Add optional life or disability coverage for added peace of mind during your repayment period
- No prepayment penalty
- If you want to pay off your loan early, you can do so without any extra fees or restrictions
- Fast, friendly service
- We keep the process simple and efficient so you can focus on finding the right motorcycle
- Blue Book Prices
- We use trusted vehicle values to determine fair loan amounts for both new and used motorcycles
Looking to Switch?
If you're currently paying on a motorcycle loan through another lender, it might be a good time to consider switching. Refinancing could help you lower your monthly payment or adjust your loan term to better align with your current goals. Our team is happy to review your options and help you make an informed decision.
Serving Our Local Communities
We proudly serve members across Saginaw, Bay City, Midland, and the surrounding areas. With a focus on personal service and community values, we’re here to support your next adventure.
Rates, terms and conditions vary based on each member’s creditworthiness, underwriting standards and collateral conditions. Credit is subject to approval. Rates, terms and conditions are subject to change at any time without notice.