An exclusive checking account that maximizes your earnings while also providing enhanced identity theft monitoring and cell phone protection, all for less than 10 cents a day. Minimum $25 initial deposit required if ordering an ATM/Debit Card or Checks.
Rewards Dividend
You are automatically rewarded a higher dividend when you meet the following monthly qualifications:
- Have an open Premium Checking Account
- At least 12 debit card transactions per month
- Enrolled in online banking with E-Statements
- Direct Deposit
- Maintain a checking balance of $2,500 to $25,000
You can also receive refunds on ATM surcharges up to $25 per month.
Must provide ATM receipts for reimbursement of surcharges. Health Advantage Credit Union’s ATM Withdrawal/Transfer service charge listed in Our Rates and Service Charges is not considered a surcharge.
Free eBanking
- This also includes Free Bill Pay and Free e-Statements
IDProtect® Identity Theft Monitoring and Resolution Service1
Provides protection for you, your joint account owners, your spouse, dependent children up to age 25 and parents living in the same household as the account owner, for any identity fraud event, financial or otherwise, anywhere in the world even if the event has nothing to do with your account at Health Advantage Credit Union.
Cellular Telephone Protection2
- Cellular bill must be paid through your Health Advantage Premium Checking Account.
- Reimbursement for the cost of replacing or repairing stolen or damaged devices
- Covers the first 3 phones referenced on your bill
- Two (2) claims per year, up to $300/claim
- $50 co-payment
Get started today!
- Visit IDProtectMe247.com
- Use your access code - If you don't have an access code, contact the credit union and we will provide you with one.
- Register today to get access to your identity theft protection benefits
Don't have Premium Checking or interested in upgrading?
Call Financial Services 989.791.7070 x3501 or Text 989.399.9661 or email us.
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. View Our Rates and Service Charges for any service charges related to the Premium Checking account.
