Mortgage Loans Designed With You in Mind
Buying a home is exciting and may be one of the biggest financial decisions you make. Whether you’re just starting to explore your options or you’ve found the perfect home, our team is here to provide personalized guidance throughout the process.
We take the time to understand your goals and walk you through each step with clarity and care.
Limited Time: $250 Closing Cost Credit*
For a limited time, receive a $250 Closing Cost Credit* when you close your mortgage loan with us. It’s one more way we help make your home financing experience more manageable.
- 10, 15, 20 & 30 Year Fixed Rate Mortgage Loans
- 97% LTV Mortgage Loans
- USDA Rural Development (RD) Loans (100% Financing)
- New Purchase Mortgage Loan
- Mortgage Refinancing
- First Time Home Buyer Mortgage Program
- Physicians Mortgage Program
- Healthcare Employee Mortgage Program (up to $600 off closing costs*)
- Local, Experienced, & Friendly Service
Questions? Contact Amy by text 989.399.9661, by phone 989.921.1420, or by visiting our State St location
*The closing cost credit will be applied directly to any applicable closing costs associated with an eligible first mortgage, refinance or purchase, applied for between March 1, 2026 and March 31, 2026 that is originated within 60 days of the application date. Not redeemable for cash. Closing cost credit cannot be combined with any other promotions, offers or incentives. Other restrictions may apply.
Programs, offers, rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
Information to help you get started and ease your home buying experience
- The Mortgage Process
- How Much Home Can You Afford
- Buying a Home
- Building a Home
- Home Equity Line of Credit
- Refinancing your Mortgage
- Mortgage Calculators
If at anytime you'd like to speak with our Mortgage professional, please contact Amy by text 989.399.9661, by phone 989.921.1420 or by visiting our State St location
| Mortgage Company or Individual | NMLS ID |
| Health Advantage Federal Credit Union | 1059402 |
| Amy Kaufmann | 162294 |
| Bethany | 2471984 |
| Briana Tapia | 1465871 |
| Brooke Foco | 1063539 |
| Ericka | 427417 |
| Jodi | 1389671 |
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Verify a Mortgage Company or Individual is authorized to conduct business in Michigan |
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