Warm Up Your Budget This Winter with Skip-A-Pay
Winter can bring added expenses and unexpected costs. Between higher heating bills, seasonal spending, and life’s day-to-day needs, your budget may feel a little tighter this time of year. Our Skip-A-Pay program is designed to help. Eligible members can skip one monthly loan payment and keep a little more cash available when they need it most.
Extra Breathing Room When You Need It
Skip-A-Pay gives you financial flexibility by allowing you to skip one eligible loan payment. That means more room in your monthly budget so you can stay comfortable, prepared, and confident throughout the winter season.
Skip-A-Pay can help with:
- Higher winter utility and heating costs
- Seasonal household needs
- Unexpected winter expenses or repairs
- General budget relief during colder months
Sometimes, the right financial support is simply having a little space to catch your breath. Skip-A-Pay can help you do that.
Simple, Helpful, and Designed for Real Life
We understand that everyone’s financial situation is different, and winter expenses don’t always follow a schedule. Skip-A-Pay is a helpful way to take control of your budget, manage seasonal costs more comfortably, and stay focused on what matters most to you.
Ready to Skip a Payment?
If Skip-A-Pay feels like the right fit for your winter budget, we’re here to help make it easy.
Apply today by calling 989.791.7070 x3501, emailing our team, or texting SKIP to 989.399.9661.
Give yourself a little extra room this winter with Skip-A-Pay.

*Eligibility Requirements: There is a $35 processing fee for each skipped loan. Qualifying loans to be skipped must be current to be considered. Loans not eligible for this offer are, first mortgages, second mortgages, home equity loans, credit cards, lines of credits, commercial or business loans, TDR/workout loans, or any loans that have not had at least three-monthly payments applied. Members can have one skip a pay plan in any six-month period, but no more than two in a twelve-month period. Interest will continue to accumulate on your loan(s) during the month the payment(s) is skipped. Your loan maturity will be extended.
