12 Month Smart Saver Certificate1
With our 12-month Smart Saver Certificate, you can continue to grow your savings throughout the entire term. Make unlimited additional deposits at any time during the 12 months.
- Initial Deposit: Just $25 to get started.
- Maturity: Your initial deposit, along with any additional deposits, will mature 12 months from the date of your first deposit.
Start saving smarter today!
Lucky 13-Month Certificate
4.89% APY2
This March, take advantage of a limited-time certificate special designed to bring a little extra luck to your savings.
- 4.89% APY2– A competitive rate to help your money grow
- 13-month term – The perfect balance of growth and flexibility
- Safe and secure – A reliable way to build your saving
This offer won’t last forever—secure your Lucky 13-Month Certificate today.
1 Review Our Rates & Service Charges, page 2 item 7 "Certificate Account Features" for full Smart Saver Certificate disclosure.
2APY = Annual Percentage Yield. The 13 Month Special Certificate offer is valid for new money only. New money is defined as deposits not previously or currently held at Health Advantage Federal Credit Union. The 13 Month Special Certificate is a Promotional Certificate. Upon maturity, the Promotional Certificate will renew at the next lowest regular certificate term and rate. For example, a 13 Month Promotional Certificate will renew as a regular 12 Month Certificate. Limit one per primary member social security number. Minimum balance to obtain APY is $500. Maximum certificate amount is $100,000.00. Fees may reduce earnings. A penalty may be charged for early withdrawal of a share certificate. Rate is effective as of March 1, 2025. All rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
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