Lower Your Rate. Lighten Your Load.
If you're carrying a high rate credit card balance, there’s a better way forward. Transfer those balances to a Health Advantage Credit Union Visa and lock in a low 6.9% APR* for the life of the balance. It’s not an introductory rate—it lasts until the balance is paid off*.
There are no balance transfer fees, so you start saving immediately. This is a smart option for anyone looking to reduce interest charges, consolidate debt, and simplify their finances with one manageable monthly payment.
Make the switch and take advantage of a long-term solution that keeps more of your money where it belongs—with you. Health Advantage Credit Union is built on people helping people. When you transfer your balance to our Visa, you’re not just getting a lower rate—you’re joining a financial institution that puts your goals first. We're here to support your success.
Transferring your balance to your Health Advantage Visa Credit Card is easy, simply complete the Balance Transfer Form, and return it to the credit union. Don't have a Health Advantage Credit Card? Click the below 'I do NOT have a Health Advantage Credit Card' button and apply today!
Have Questions: Call our loan department at 989.791.7070 x3501 or text us at 989.399.9661.
*6.9%APR is valid until the entire balance is paid in full and only applies for balances transferred from another financial institution. If you are 60 days delinquent and receiving a promotional balance transfer rate, this rate may automatically revert to the originally disclosed balance transfer rate. APR for purchases will remain at the originally disclosed rate.
