12 Month Smart Saver Certificate1
With our 12-month Smart Saver Certificate, you can continue to grow your savings throughout the entire term. Make unlimited additional deposits at any time during the 12 months.
- Initial Deposit: Just $25 to get started.
- Maturity: Your initial deposit, along with any additional deposits, will mature 12 months from the date of your first deposit.
Start saving smarter today!
7 Month Celebration Certificate
5.50% APY2
Health Advantage is celebrating 55 years of service to our members and communities. We LOVE our members, and we’re excited to share a special Limited Time Offer: the 7 Month Celebration Certificate at an incredible 5.50% APY2!
Why Choose Our 7 Month Celebration Certificate?
- Competitive Interest Rate: Earn an impressive 5.50% APY2 on your savings for 7 months.
- Short-Term Commitment: Enjoy the benefits of a high-yield account without a long-term commitment.
- Limited-Time Offer: Celebrate our milestone with this exclusive rate, available only for a short period.
Whether you're saving for a big purchase or simply growing your nest egg, this special certificate is the perfect way to earn a little more.
View Rates
1 Review Our Rates & Service Charges, page 2 item 7 "Certificate Account Features" for full Smart Saver Certificate disclosure.
2 APY = Annual Percentage Yield. The 7 Month Celebration Certificate is a 7-month term Promotional Certificate. Upon maturity, the Promotional Certificate will renew at the next lowest regular certificate term and rate. For example, a 7 Month Promotional Certificate will renew as a regular 6 Month Certificate. Limit one per primary member social security number. Minimum balance to obtain APY is $500. Maximum certificate amount is $5,500.00. Fees may reduce earnings. A penalty may be charged for early withdrawal of a share certificate. Rate is accurate as of February 1, 2025. All rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
