12 Month Smart Saver Certificate1
With our 12-month Smart Saver Certificate, you can continue to grow your savings throughout the entire term. Make unlimited additional deposits at any time during the 12 months.
- Initial Deposit: Just $25 to get started.
- Maturity: Your initial deposit, along with any additional deposits, will mature 12 months from the date of your first deposit.
Start saving smarter today!
8-Month Certificate
4.25% APY2
This April, take advantage of a limited-time certificate special designed to bring a little extra security to your savings.
- 4.25% APY2– A competitive rate to help your money grow
- 8-month term – The perfect balance of growth and flexibility
- Safe and secure – A reliable way to build your saving
This offer won’t last forever—secure your 8-Month Certificate today.
1 Review Our Rates & Service Charges, page 2 item 7 "Certificate Account Features" for full Smart Saver Certificate disclosure.
2APY = Annual Percentage Yield. The 8 Month Special Certificate offer is valid for new money only. New money is defined as deposits not previously or currently held at Health Advantage Federal Credit Union. The 8 Month Special Certificate is a Promotional Certificate. Upon maturity, the Promotional Certificate will renew at the next lowest regular certificate term and rate. For example, a 8 Month Promotional Certificate will renew as a regular 12 Month Certificate. Limit one per primary member social security number. Minimum balance to obtain APY is $500. Maximum certificate amount is $100,000.00. Fees may reduce earnings. A penalty may be charged for early withdrawal of a share certificate. Rate is effective as of March 1, 2025. All rates, terms and conditions are subject to change without notice. Call the credit union for full details at 989-791-7070 ext. 3503.
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