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A Fresh Start Can Feel Great!

Simplify Your Payments and Reduce Stress with a Debt Consolidation Loan

Multiple payments. High interest rates. Different due dates. Managing debt can quickly become overwhelming — but it doesn’t have to stay that way.

At Health Advantage Credit Union, we’re here to help you take control of your financial life. Our Debt Consolidation Loan is designed to combine your high-interest debts into one simple, predictable monthly payment. Whether you're juggling credit cards, personal loans, or medical bills, we can help you make it more manageable — and potentially save money along the way.

Why Consolidate with Us?

When you choose Health Advantage CU, you're choosing a team that puts your financial health first. We take time to understand your situation and offer solutions that fit your life — not just your credit score. Our Debt Consolidation Loan features:

How It Works

It’s easier than you think. We’ll walk you through the entire process — from reviewing your current debts to helping you submit a loan application that fits your needs. Once approved, the funds from your consolidation loan can be used to pay off your higher-interest debts. From there, you’ll only have one payment to manage.

And because our rates are often lower than those on credit cards and other unsecured loans, consolidating can help reduce the total interest you pay over time.

Is This Loan Right for You?

A Debt Consolidation Loan may be a good fit if:

Ready to Get Started?

You don’t have to do this alone — and you don’t need perfect credit to explore your options. Let’s talk about how we can help you move forward with less stress and more clarity.

Take the First Step

Don't let debt hold you down. Discover the freedom that comes with simplifying your debt. Apply for a personal loan to consolidate your debt and start your journey toward a brighter financial future.

Apply For A Personal Loan

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