Emergency Savings

Emergency Savings: Be Ready for the Unexpected

Life happens. An unexpected car repair, medical bill, or home expense can throw off your budget. Having an emergency savings account can provide peace of mind and financial security when you need it most.

Why Open an Emergency Savings Account?

• Grow Your Savings Faster – Earn 5.00% APY¹ on your first $1,000.
• Financial Security – Avoid dipping into long-term savings or relying on credit.
• Peace of Mind – Be prepared for unexpected expenses without financial stress.
• No Monthly Fees – Keep every dollar you save working for you.
• Easy Access When You Need It – Transfer funds quickly through online banking or at a branch

How to Get Started

1. Open an Emergency Savings Account by calling or visiting a branch.  – A dedicated account makes it easier to set aside funds.
2. Set a Goal – Try to save enough to cover a few months' worth of expenses.
3. Contribute Regularly – Even small deposits add up over time.
4. Make Saving a Habit – Set up automatic transfers to build your fund over time, or utilize our Round Up Savings to start.

Earn 5.00% APY¹ on Your First $1,000

We’re making it easier to build your emergency fund! Earn a higher yield on balances up to $1,000—helping your savings grow faster.

Frequently Asked Questions

Why do I need an emergency fund?
An emergency fund protects you from financial stress when unexpected expenses arise. It helps you avoid using credit cards, taking out loans, or depleting your long-term savings.

How often can I access my funds?
Your emergency savings is available whenever you need it. You can transfer funds easily through online banking or visit a branch.

Can I deposit more than $1,000?
Yes. While the 5.00% APY¹ applies to balances up to $1,000, you can continue growing your emergency fund beyond that limit at our standard savings rate.

Start Saving Today

Start building your emergency fund today by calling or visiting a branch.