Auto Loans

Refinance Your Auto Loan

Your Auto, Lower Rate! Oh Yeah!

Ready to save on your auto loan? Refinance your vehicle loan to Health Advantage today!

We’re offering you up to 1% Off Your Current Auto Loan Rate¹ and No Payments Until 2025². That means more savings, more flexibility, and a lot less stress for the Holiday Season.

Here’s What You Get:

• Beat Your Auto Loan Rate by 1%¹
  We’ll beat your current auto loan rate by 1%¹, so you can enjoy lower monthly payments and more money in your pocket.

• No Payments Until 2025 ²
  Skip the payment for the rest of 2024! Use those funds to enjoy the holidays or get ahead on your finances.

Apply for an Auto Loan

¹Health Advantage Federal Credit Union (HAFCU) is offering up to a 1% rate discount on eligible auto loans. Qualifying auto loan rates will be reduced by 0.50% for members that have direct deposit to their HAFCU account and 0.50% for members that set up automatic payments to the eligible auto loan for up to a possible total rate discount of 1%. Lowest possible rate after discount is 4.49% annual percentage rate. Existing auto loans with HAFCU may qualify for this rate discount if s member applies for a rate modification and requirements are met; subject to credit review, underwriting standards, and our $100 Loan Rate Modification service charge.

²HAFCU is offering no payment due up to 60 days after the origination of a new approved auto loan. Interest will start to accrue from the date of the loan is originated. Existing auto loans with HAFCU are not eligible for the 60-day no payment offer.

Dealer financed loans are not eligible for the rate discount or 60-day no payment offers. Offers available for a limited time only. Rates, terms, and conditions vary based on each member’s creditworthiness, underwriting standards, and collateral conditions. All loans are subject to credit approval. All credit union loan offers, programs, rates, terms, and conditions are subject to change at any time without notice. Other restrictions may apply. Call the credit union for full details at 989-791-7070 ext. 3503.