Our 4550 State Street ATM is currently out of service due to an unexpected power issue. We apologize for any inconvenience this may cause and are working diligently to restore service as quickly as possible. Please use our drive thru ITMs at our 1430 N Michigan Ave branch or if you’re in the Midland area, use the ATM at our Midland Branch, 5004 Eastman Ave, Midland MI.

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Construction Loan 

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Our Construction Loan Program offers two-time mortgage closing; the Construction Mortgage while your house is being built with interest only payments, and then once your house is complete, the End Mortgage loan with payments based on the permanent terms and interest rate.

Two Time Closing:

1. Construction Mortgage

  • 90% project cost financing
  • Term: up to 12 months
  • Rate: Prime + 1.25% (locked in at time of application)
  • Interest only payments made to Health Advantage Credit Union

2. End Mortgage

  • Permanent Fixed Rate Mortgage

Questions? Contact Amy by text 989.399.9661, by phone 989.921.1420, or by visiting our State St Location

Apply for a Construction Loan

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Mortgage Company or Individual NMLS ID
Health Advantage Federal Credit Union 1059402
Amy Kaufmann 162294
Bethany 2471984
Briana Tapia 1465871
Brooke Foco 1063539
Chris Brewer 1860654
Ericka 427417
Jodi 1389671
Lauren 2471728
Lucinda 1425782

Verify a Mortgage Company or Individual is authorized to conduct business in Michigan

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